Ford Financing in Millbrook, NY

Financing a new car can feel intimidating. But here at Ruge's Ford, we make it simple. Our team of auto loan experts is here to walk you through the entire process of applying for financing, picking the right package, and signing on the dotted line. Whether you are shopping for a brand-new Ford vehicle, or are more interested in the used cars for sale on our lot, we will work tirelessly to ensure you get the vehicle you want, at the monthly payment you need.

How to Apply for Auto Loans

When you are ready to begin shopping, have a specific vehicle in mind, or wonder what your buying power is, getting pre-approved for an auto loan is essential. Because we are dedicated to making everything easy for you as a customer, you have two options for this first important step. You can either come into the dealership to fill out a paper application with our friendly team by your side, or you can apply online from the comfort of your own home; pick whichever makes you most comfortable.

After you have filled out the application we will run the numbers by our lending partners to find the loan that works best for you. Thanks to our relationships with numerous lenders, both local and national, we are sure to find something that will not only keep you from breaking the bank, but will even put a smile on your face. We are not going to just show you your options and leave you in the dust. Our team will explain each option and help you decide which will fit your financial needs. Then, all you have to do is sign the papers and you can drive away in your new car.

Trading in Your Old Car for a New One

While financing your new vehicle is a good and useful option, you likely want to lower the total loan amount as much as possible. Of course, this can be done by putting cash down on the car, but if you do not want to take money out of your savings, there is another option to pursue. This other option is a vehicle trade-in. If you already have a car, you can bring it to our dealership and we will take it off your hands in exchange for credit toward the new one. 

How much money can you get for it, though? That depends on a few factors such as its make, model, year, and condition. But you can get a vehicle trade-in value estimate right on our website before getting the in-person appraisal. That way you can get a better idea of how much of the new vehicle you will need to finance. As always, though, if you have any questions during the process, or want to jump right in and set up an appointment to get an official offer, you can contact us to do so. Whatever works for you, works for us.

Auto Financing - More than Just for Buying

Most people only think of auto financing as a way to purchase a new vehicle. But at Ruge's Ford, it can be used in other ways, such as to pay for service and repairs. That's right. You can get vehicle repair loans to ensure you never have to delay important services. Putting off maintenance or repairs can lead to you needing to pull over in the breakdown lane, or can even put your safety in jeopardy. We will never let that happen and always encourage New York drivers to visit our Ford service center no matter what the situation; your safety is our top priority.

Apply for Auto Loans with Ruge's Ford

If you are ready to buy a new vehicle, or need work done on your current one, do not hesitate due to finances. At Ruge's Ford, we are here to help you navigate all things money-related when it comes to cars. So whether you are ready to shop, or think your car is about to drop, contact us today to learn more about your options. We cannot wait to work with you!