Financing with Ruge's Ford

Welcome to the Ruge's Ford Finance Department! We're here and ready to provide financing for your new or pre-owned car. We can also assist in answering any questions you have regarding extended warranties, or products available to protect your investment!

We work with individuals with all types of credit history, whether you have excellent credit, or have limited history overall. We look forward to working
with you and assisting in making the best decision for your financial needs and goals.

Our Finance Department has strong relationships with our local and national lenders and we're committed to finding you the best rates that work within your budget. 

Start Your Application Today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

More About of
 

Will Brownell, Finance Manager

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.


If you are currently in an auto loan, we can facilitate paying off that loan and making a seamless transition into your new loan or lease. If you have any questions regarding financing, leasing, or extended warranties, be sure to get in touch with Will!  

Should You Lease Your New Ruge's Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments lower. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

If you are interested in buying out your current Ford lease, give us a call and we can assist in finalizing the lease buyout process.

Flexible Purchasing Options

Be sure to check out our Shop From Home tool if you're interested in exploring different lease or finance terms on a specific vehicle. You can also use our Kelly Blue Book Trade In Advisor to get an idea of what your trade is worth prior to visiting our store in Rhinebeck. Below, is our secure credit application which you call fill out if you're looking to secure a vehicle loan or lease.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Finance Center 

Welcome to the Ruge's Ford Finance Department! We're here and ready to provide financing for your new or pre-owned car. We can also assist in answering any questions you have regarding extended warranties, or products available to protect your investment!

We work with individuals with all types of credit history, whether you have excellent credit, or have limited history overall. We look forward to working with you and assisting in making the best decision for your financial needs and goals.
Our Finance Department has strong relationships with our local and national lenders and we're committed to finding you the best rates that work within your budget. 

If you are currently in an auto loan, we can facilitate paying off that loan and making a seamless transition into your new loan or lease. If you are interested in buying out your current Ford lease, give us a call and we can also assist in finalizing the lease buyout process.

Be sure to check out our Shop From Home tool if you're interested in exploring different lease or finance terms on a specific vehicle. You can also use our Kelly Blue Book Trade In Advisor to get an idea of what your trade is worth prior to visiting our store in Rhinebeck. Below, is our secure credit application which you call fill out if you're looking to secure a vehicle loan or lease.


 

Will Brownell

Business Manager



Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Ruge's Ford

    3667 Route 9G
    Rhinebeck, NY 12572

    • Sales: (845) 262-4805
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Get in Touch

  • Contact our Sales Department at: (845) 262-4805
  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-6pm
  • Saturday9am-5pm
  • SundayClosed